Insurance Blog

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Expert guidance on ACA, Medicare, Life Insurance, Dental, and more. Written by John Dennis to help you make smarter coverage decisions.

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Latest Insurance Insights

Browse expert articles on all types of insurance coverage - from ACA subsidies to Medicare enrollment and life insurance planning.

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ACA

5 Things to Know About ACA Open Enrollment 2025

Open Enrollment runs November 1 through January 15. Here is everything you need to know to choose the right Marketplace plan and maximize your subsidies.

Medicare

Medicare vs Medicare Advantage: Which is Right for You?

Original Medicare and Medicare Advantage both have pros and cons. This guide breaks down the key differences to help you make the right choice for your situation.

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Life Insurance

How Much Life Insurance Do You Really Need?

The 10x income rule is a starting point, but your real needs depend on debts, dependents, and goals. Here is how to calculate the right coverage amount for your family.

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Dental

PPO vs HMO Dental Plans: Which Should You Choose?

Dental PPO and HMO plans work very differently. We break down costs, networks, flexibility, and which type is best for individuals, families, and seniors.

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ACA

A Brazilian Immigrant's Guide to Health Insurance in the US

Navigating US health insurance as a new resident can be overwhelming. This guide covers your options - ACA Marketplace, Medicaid, employer plans, and short-term coverage.

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Agent Resources

What is an FMO and Why Do Insurance Agents Need One?

A Field Marketing Organization (FMO) is one of the most important decisions a new agent makes. Here is what to look for and how to choose the right FMO for your career.

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